Payments Plan

At Fresh Start we offer several options how you could finance your much needed recharge get away:

3rd party financing – PayBright by Affirm and MediCard may finance entire balance and offer longer payment terms (up to 5 yrs)
In house financing – 50% down, 50% financed over 4-8 months (max).

PayBright by Affirm is very easy to do business with, due to their instant pre-approvals and flexible payment terms. MediCard by iFinance is a longer process. Both have done business with us for over 12 years.

TIP: Get prequalified by PayBright, you’ll instantly know the answer and it won’t impact your credit score. That’s what quite a few guests have used and enjoyed easy to manage payment plan of the entire program.

Registration process, if you are applying for financing

Third-Party Financing Company

Please follow these steps in the order requested:

Finance pre-approval: get pre-approval from a financing company
Fresh Start approval: Fill out the Guided Registration form and get approved by the Program Consultant
Finalize the Registration with Fresh Start: we will submit the invoice to the finance company
Finalize Financing Agreement: contact the financing company to sign the paperwork.
Funds transfer: the financing company will notify us when everything has been finalized, and they’ll send funds through a direct deposit to Fresh Start.

Welcome to your Fresh Start!! Congratulations on taking the next step to a more healthy you!

Cover your Program and Accommodations
No Income Documentation Required
Easy application with instant decision
High approval rate
Low monthly payments
No early repayment penalties
Skip-a-Payment
Competitive Rates
Canada Only

Find out how much you’ll get approved for. Your result will display instantly. Applying will not affect your credit score.

For Canadian Guests

Prequalify Now

Cover your Program, Accommodations and Travel
Proof of income is required
Quick approval process. Does not affect credit to get pre-approved
Term flexibility, up to 72 months
No down payment or fees
Open loan
No fee for early pay out
Competitive Rates
Canada only

Apply online and contact Medicard within 4-8 hrs to find out if you’ve been approved. They work fast and a great company.

For Canadian Guests

Apply Online

Cover your Program and Accommodations
No Income Documentation Required
Easy application with instant decision
High approval rate
Low monthly payments
No early repayment penalties
Skip-a-Payment
Competitive Rates
Canada Only

Find out how much you’ll get approved for. Your result will display instantly. Applying will not affect your credit score.

For Canadian Guests

Prequalify Now

Cover your Program, Accommodations and Travel
Proof of income is required
Quick approval process. Does not affect credit to get pre-approved
Term flexibility, up to 72 months
No down payment or fees
Open loan
No fee for early pay out
Competitive Rates
Canada only

Apply online and contact Medicard within 4-8 hrs to find out if you’ve been approved. They work fast and a great company.

For Canadian Guests

Apply Online

Fresh Start In-House Payment Plan

We offer 4 – 8 Months payment plans, depending the length of your program. How it works: 50% deposit paid on registration and balance is broken into equal payments with the first payment due 30 days after the registration. It is a great way to save on interest fees and make your get well trip more manageable.

5 Days Programs – 4 months
7-9 Days Programs – 6 months
12-14 Days Programs – 8 months

If you have been declined by the transitional financing company, please speak to the Program Consultant.

DISCLAIMER: Fresh Start is not a financing company and does not make any money on offering payments plans.

Note: All rates are subject to 5% GST

Financing Terms:

Designed for guests who do not qualify through conventional means.
0% Interest.
Payments withdrawn from credit card – 2 Credit Cards required on file.
Loan can be paid out at any time without penalty.
50% Down Payment and first payment are due upon registration.
5% GST will be added to all payments and Down Payment.

Affirm

Application Process: Affirm

Step 1. Pre-qualify Online

Step 2. View your results online instantly. It does not impact your credit score.

Step 3. Complete application and sign agreement.

Step 4. PayBright pays your service provider directly within one business day.

Step 5. Your monthly payment is electronically debited from your chequing account.

Medicard

Application Process: Medicard

Step 1. Apply Online

Step 2. Medicard will notify you of the credit decision by phone.

Step 3. Medicard will confidentially fax or email the documents to you for signature.

Step 4. You sign and return the documents with a void cheque to Medicard.

Step 5. Medicard pays your service provider directly.

Step 6. Your monthly payment is electronically debited from your chequing account.

Creative Financing Ideas

Home Equity Loan – you worked for your home, let it work for you now
RRSP – enjoy healthy retirement
Line of Credit – most have very low interest rates
Bank Loan – against valuable asset

Sell what you no longer need – invest freed up energy into your longevity
Family/Relatives Help – parents DO CARE but it takes courage to ask them
Downsize – house, car, boat…closet?
GoFundMe.com – reach out to your friends, family to assist you in your wellness journey.